Loans for Students and Parents

Blue Ridge Community College offers a variety of borrowing options for students and families. You must first complete the FAFSA to determine what, if any, grant aid is available before choosing to borrow loans. You are also encouraged to complete the Scholarship Application before applying for loans. However, when college costs are not met with other types of aid and the student is unable to pay their education costs out-of-pocket, student and/or parent loans are a helpful resource in financing educational expenses. Visit the links below for more information about the availability of student loans, as well as directions to apply.

Students MUST be enrolled at least half-time (6 or more credit hours) to be eligible for Federal Loans.

Federal Direct Stafford Loans for Students

Federal loans that are deferred while students are enrolled at least half-time.

Student Direct Loans

Federal Direct PLUS Loans for Parents

Federal loan program for parents of dependent students.

Parent PLUS Loans

Alternative Loans

The Financial Aid Office strongly recommends that students exhaust all federal aid options before applying for  loans through outside lenders. We also caution students to be aware that alternative loans are credit-based, often carry variable interest rates, and cannot be consolidated with federal loans.

Alternative Loans

Borrower and Cohort Default Rate Information

Borrower and Cohort Default Rate Information